These days, you can get the cheapest car insurance in Wisconsin by simply clicking. You can enter information like your age, your zip code and the model of your vehicle in a website and compare quotes online with just one click of the mouse. But shopping around isn’t the only way to get the cheapest car insurance in WI. Understanding more about how car insurance works, knowing the required minimums for Wisconsin, as well as other tricks will ensure that you can truly purchase the cheapest car insurance in Wisconsin.

A very common way that drivers get the cheapest car insurance in Wisconsin is by purchasing the state minimum amounts of car insurance coverage. According to Wisconsin law, drivers are required to carry at least $25,000 of bodily liability injury coverage per individual and up to $50,000 coverage per accident. Wisconsin law also requires a minimum of $10,000 of property damage liability coverage. Wisconsin drivers must also carry a minimum of $25,000 uninsured motorist liability coverage. Comprehensive car insurance coverage is not required by Wisconsin law, but most car lien holders require comprehensive coverage as a condition of the car loan or lease.

The first place to start to buy the cheapest car insurance in Wisconsin is definitely the Internet, but there are other factors involved. Entering your information online is quick and easy, but you should also make sure that you’re getting the right amount of car insurance for your needs. Comprehensive car insurance can be less expensive than you think if you comparison shop and package your insurance coverage. Buying other types of insurance like renter’s insurance from your car insurance company can also help you get the cheapest car insurance in Wisconsin.

Another thing to watch out for when looking for the cheapest car insurance in Wisconsin is hidden fees. Even though a quote may seem like the cheapest car insurance in WI, there can be monthly installment fees, sometimes called administrative fees, that are charged for splitting your car insurance payments up. You can save money on your car insurance by paying every six months or for the whole year at once.

To get the cheapest car insurance in Wisconsin, you should also take advantage of the discounts offered by many different car insurance companies. When you get your free quote for car insurance, make sure to tell the insurance agent if you are a student, a senior citizen or even about your job. Many companies offer discounts for people who work in schools, hospitals or in law enforcement because they deem these professionals to be safer drivers than others.

When you’re ready to buy the cheapest car insurance in Wisconsin, start by entering your information here for a free quote, and then lower your WI car insurance payments even more by following this advice.