The most common question asked by drivers who are looking for auto insurance is “What is the cheapest car insurance company?” While this question can have the same answer for different drivers, there is a good chance that different providers will be able to provide different, and lower, quotes to different drivers depending upon individual circumstances.

There is a chance that you could currently be getting the best possible rate for a driver with your current car insurance provider, but many people find that they can at least lower their monthly premium a bit by shopping around with other car insurance providers. Don’t make the mistake of assuming that your auto insurance provider needs to have a local office in close proximity to you, the very best rates and possibly even greater customer service may come from a company that you’ll primarily deal with online.

In order for you to find the answer to the questions, “What is the cheapest car insurance company?” there is a very good chance that you’ll have to do some shopping around and comparing of quotes. Thankfully, the practice of shopping for car insurance is quite a bit easier than it used to be. In many case you’ll be able to get multiple quotes in a very short period of time by filling out a simple online form with your basic information.

Once you’ve filled in your basic information and obtained a few quotes you may be able to lower those quotes even further if you understand what attributes car insurance providers are looking for. Make every effort to fill the quoting agent in on special security features your car has that make it safer on the road and less likely to get stolen. Things like anti-locking breaks, air bags, an alarm system or a tracking system may all be able to help lower your monthly car insurance premium.

You’ll also want to bring up personal actions that make your automobile safer, like the fact that you have an enclosed garage or that you live in a gated community or a relatively crime free neighborhood. The safer you are on the road and the safer your car is while it isn’t being driven, the more likely you are to get additional discounts on your car insurance premiums.

In order to get the best possible car insurance premiums, you’ve got to be willing to ask for price breaks or discounts. Find out what certain companies are looking for in order to offer you special discounts and then provide them with the necessary information. The cheapest car insurance company for you may not necessarily be the cheapest car insurance company for your brother, neighbor or co-worker because there are so many factors that go into determining your individual car insurance premium. Do your research, shop around and fill out simple online forms to get a number of different quotes to compare and then see if there are any additional steps you can take to get those premiums even lower and then you’ll be able to find out what the cheapest car insurance company for you is.