So you’ve moved out to the bright stars and sun of Los Angeles, but you still need car insurance. You can find the cheapest car insurance in Los Angeles if you know a little bit about how car insurance rates come about and you know how to shop for car insurance.

To get the cheapest car insurance in Los Angeles, California, drivers need to take several factors into consideration. Demographic factors like age, sex and where a driver lives can affect whether or not they can get the cheapest car insurance in LA. Other factors can affect the price of car insurance like what kind of car someone drives, including the age of the car, how often that type of car gets stolen and the safety features it might have.

Car insurance companies base their rates on how much money they think they’ll have to pay to repair or replace your car, as well as any property damage you might do and any medical bills you might get. They base these estimations on this information about you and your car, and then the insurance adjusters come up with a rate for your car insurance. You can even enter your information online and get an instant free quote on the cheapest car insurance in LA.

While you can’t change your age, you can change other factors that raise your car insurance rates. If you usually drive a lot, try carpooling to drive less because the fewer miles you drive every week, the cheaper your car insurance is. You can also buy a safer, less flashy or older car if your car is raising your insurance rates. If you have a type of car that frequently gets stolen, you can also buy another model of car so that your car insurance rates go down. Of course, some of these factors you may not be able to change, but you can get the cheapest car insurance in Los Angeles by working other angles in the car insurance game.

Finding the cheapest car insurance in LA isn’t just about who you are and what you drive. The best way to find the cheapest car insurance anywhere is to shop around and compare car insurance rates. This way you can see which car insurance company can best meet your needs while providing the lowest rates for the car insurance you want. To compare quotes and find the cheapest car insurance out there, just enter your information on this website.

You can also find the cheapest car insurance in Los Angeles by asking for discounts—yes, asking! Car insurance companies won’t just hand out discounts on their car insurance rates, but if you tell them that you are a student, a safe driver, your clean driving record or any special safety features of your car, you can get discounts on your car insurance. You can also get discounts on car insurance by buying other types of insurance like homeowner’s or renter’s insurance with your car insurance policy, but you have to ask the insurance agent. With discounts like these, your initial quote can go from just cheap car insurance to the cheapest car insurance in Los Angeles!