In the bright lights of Las Vegas, you’re going to need some car insurance if you want to drive those neon streets, and you’ll need the cheapest car insurance in Las Vegas. While it’s a good place to start, you can’t get the absolute cheapest car insurance just by entering your information online for free quotes. You can find the cheapest car insurance in Las Vegas if you know a little bit about how car insurance rates are calculated.

If they want to get the cheapest car insurance in Las Vegas, Nevada drivers need to understand several factors. Demographic factors like age, sex and location can affect whether or not they can get the cheapest car insurance in Sin City. Different factors can affect the price of car insurance like what kind of vehicle someone drives, as well as the age of the vehicle, how often make and model of vehicle gets damaged or broken into.

Car insurance companies base their rates on how much money they think they’ll have to pay out in the event that you are involved in a car accident, cause property damage or get hurt in an accident. All the companies base their estimations of how much money they might have to pay on the information about your vehicle and your life that you entered into that form on the Internet when you were searching for the cheapest car insurance in Sin City.

While you can’t change some of that information, you can certainly alter the other factors that raise or lower your car insurance rates. If you are accustomed to driving many miles every month, you can drive less. If your flashy vehicle is expensive to insure, you can get cheapest car insurance in Las Vegas by buying a car that’s safer and less often stolen.

Finding the cheapest car insurance in Sin City isn’t just about who you are and what you drive. The best way to find the cheapest car insurance anywhere is to compare car insurance rates from many different companies all at once. By comparing, drivers can see which auto insurance company can offer the cheapest car insurance in Las Vegas that also meets that driver’s car insurance needs.

Drivers can also search for the cheapest car insurance in Las Vegas by talking to an agent and simply asking for discounts—yes, just by asking! If you tell an agent that you are a student with good grades, a driver with a great record, or a driver of a safe vehicle with safety features, your agent can match you up with a discount so that your cheap auto insurance becomes cheapest car insurance in Las Vegas.